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Our Loan Advisory Services

Compare criteria, interest rates, and eligibility across 20+ premier banks and NBFCs with personalized advisor support.

Personal Loan Quick Approval
Instant Disbursal in 24-48 Hours

Personal Loan Advisory

Unsecured • Fast Disbursal • Zero Collateral

Personal loans are ideal for immediate liquidity without pledging any assets or collateral. Whether you need funds to address an unexpected hospital bill, fund wedding expenses, finance higher education, or consolidate credit card balances, our advisors help you identify banks offering the most attractive interest rates and flexible tenures.

Loan Amount ₹50,000 to ₹40 Lakhs
Interest Rate (Indicative) 10.49% to 21% p.a.
Repayment Tenure 12 to 60 Months
Processing Turnaround 24 to 48 Hours
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Business & MSME Growth Capital
Collateral-Free Loans up to ₹1 Crore

Business & MSME Loans

Working Capital • Expansion • Machinery & Equipment

Fuel the growth of your enterprise without putting valuable company equity on the line. We assist MSMEs, retail shop owners, manufacturers, distributors, and service providers in obtaining collateral-free business loans based on GST turnover, banking transactions, and Income Tax Returns.

Loan Amount ₹2 Lakhs to ₹1 Crore
Interest Rate (Indicative) 12.5% to 22% p.a.
Repayment Tenure 12 to 48 Months
Key Eligibility 1+ Yr Business Vintage
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Happy Indian Family New Home
Lowest Rates from 8.40% p.a.

Home Loans & Construction

Long Tenure • Lowest Interest Rates • Legal Verification Guidance

Purchasing a flat, building a home on an existing plot, or transferring an existing high-rate home loan? Home loans require meticulous legal paperwork and property search verification. Loan81 helps ensure that your application meets bank legal and technical underwriting standards smoothly.

Loan Amount ₹10 Lakhs to ₹10 Crores
Interest Rate (Floating) 8.40% to 9.75% p.a.
Maximum Tenure Up to 30 Years
Loan-To-Value (LTV) Up to 85% Property Cost
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Commercial and Residential Property Mortgage
High Value Funding up to ₹15 Crores

Loan Against Property (LAP)

Mortgage • High Funding • Substantially Lower Interest Rates

Unlock dormant equity residing inside your residential house, commercial building, industrial shed, or approved plot. Loan Against Property gives you access to large sums of capital with lower monthly EMIs than unsecured business or personal loans.

Loan Amount ₹25 Lakhs to ₹15 Crores
Interest Rate (Indicative) 9.15% to 12.5% p.a.
Loan Tenure Up to 15 Years
Property Accepted Residential / Commercial
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Relieved Customer Debt Consolidation
Save up to 40% on Monthly EMIs

Debt Consolidation & Balance Transfer

Reduce EMI Outflow • Merge Multiple Debts • Stop Credit Card Interest

Paying multiple high-interest credit card bills and personal loans every month can be stressful. We help you consolidate all fragmented balances into one structured personal loan or secured facility, often reducing your net monthly payment by up to 40%.

Consolidation Cap Up to ₹50 Lakhs
Interest Reduction Save 3% to 8% p.a.
Single Monthly EMI 1 Fixed Payment Date
Approval Turnaround 48 to 72 Hours
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