All LendersBajaj Finserv
B
NBFC
4.5
Bajaj Finserv
Personal Loan
India's largest consumer NBFC — flexi loans up to 96 months.
Bajaj Finserv is India's most popular NBFC for personal loans, offering the unique Flexi Hybrid facility where you pay interest only on what you use.
Loan Snapshot
Interest Rate
11%
up to 32%
Processing Fee
1.5%
up to 3.99%
Max Loan
₹40.00 L
up to 96 months
Min Credit Score
685
Income ₹25K+/mo
EMI Calculator
Bajaj Finserv Personal Loan EMI Calculator
Calculated at Bajaj Finserv's starting rate of 11% p.a.
₹5,00,000
36 months
Monthly EMI
₹16,369
Total Interest
₹89.3K
Total Payable
₹5.89 L
Breakdown
Principal vs Interest
Principal₹5,00,000
Interest₹89,297
Eligibility
- Age 21-80 (at maturity)
- Net income ₹25,000+
- CIBIL 685+
Documents Required
- PAN Card
- Aadhaar Card
- Last 3 months salary slips or ITR
- Bank statements (6 months)
- Passport-size photograph
Pros
- Flexi Hybrid facility
- Tenure up to 8 years
- Approves lower CIBIL scores
Watch out for
- Rates can climb to 32% for higher-risk profiles
Key Features
Flexi Hybrid LoanLong tenure optionsFast disbursal in 24hrs
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